There are many misconceptions about home warranties. We're setting the record straight with the facts every homeowner should know.
Home warranties can be confusing, and unfortunately, there are many myths that prevent homeowners from getting the protection they need. Let's separate fact from fiction.
Actually, home warranties are quite affordable, typically costing between $30-$50 per month. Compare that to a single HVAC repair that can cost $500-$3,000! Most homeowners find that the peace of mind and potential savings far outweigh the modest monthly cost. With ServiceOne, you can get comprehensive coverage for less than $1 per day.
This is a major misconception. Home insurance covers damage from disasters like fires, storms, and theft – NOT mechanical breakdowns or normal wear and tear. Your insurance won't pay to replace your 15-year-old water heater that finally gave out. That's exactly what a home warranty is for – covering the systems and appliances that insurance doesn't.
At ServiceOne Warranty, we approve the vast majority of valid claims. We exist to help homeowners, not to deny claims. Our goal is to get your systems and appliances working again as quickly as possible. The claims process is straightforward, and our team works with you every step of the way. With our 1000+ verified service technicians, we can typically schedule repairs within 24-48 hours.
Even new homes have appliances and systems that can break down. Manufacturer warranties typically only cover defects, not normal wear and tear or installation issues. A home warranty provides additional protection for those first few years when problems often surface. Plus, many builders include a one-year warranty that expires – having your own coverage ensures you're protected beyond that.
While saving is smart, most homeowners don't have enough saved to cover major repairs. When your HVAC system fails in the middle of summer, you need $3,000 right now – not in six months when you've saved enough. A home warranty provides immediate coverage and eliminates the risk of unexpected financial burden. Additionally, you get access to our network of vetted contractors at negotiated rates.
Home warranties are one of the smartest investments you can make for your home. Don't let misconceptions prevent you from getting the protection you deserve.
Learn More About Our CoverageOur team is here to help you understand exactly what's covered and find the right plan for your home.