Ultimate Homeowner Guide

The Homeowner's Guide to the Best Home Warranty for Older Homes

Owning a home is a milestone, but it also comes with the inevitable stress of aging systems. If you've been searching for an affordable whole home warranty quote, you likely know that unexpected breakdowns aren't a matter of "if," but "when."

Updated: December 2024
10 min read
Grand Rapids, MI, USA - 04-23-2025: Photo of private residential homes in Grand Rapids Michigan at sunset with warm light, quiet streets, and peaceful suburban charm.

Whether it's a mid-summer breakdown or a winter emergency, having an HVAC and appliance protection plan ensures that a failing furnace or a leaking fridge doesn't drain your savings account.

The ServiceOne Advantage

National Stability

Large, financially secure company that honors every claim

Local Technicians

Experts who understand your area's specific climate and builds

Personalized Service

Human touch of a local service center with national technology

The Best of Both Worlds: National Strength, Local Presence

When your AC stops working in 90-degree heat, you don't want to be just another ticket number in a distant database. This is where the ServiceOne Home Warranty advantage changes the game. While we offer the stability and comprehensive coverage of a national home warranty provider, we operate through a dedicated local service model that prioritizes fast, reliable response times for every neighbor we serve.

Unlike other national companies that simply juggle thousands of unvetted third-party contractors, ServiceOne maintains a local home warranty presence in your community. This means you get the "big company" protection of a national brand with the "small town" accountability of technicians who actually live and work where you do. We don't just bridge the gap between national scale and local service—we eliminate it.

Why This Hybrid Model Wins:

  • National Stability:

    You get the peace of mind that comes with a large, financially secure company that can honor every claim.

  • Local Technicians:

    We utilize local hubs to dispatch experts who understand your area's specific climate and common home builds.

  • Personalized Service:

    You get the streamlined technology of a national platform without losing the "human touch" of a local service center.

Whether you are looking for a high-value HVAC and appliance protection plan or a total-home solution, ServiceOne structures their options to be more transparent than the "fine print" typical of many national competitors.

Transparent Coverage

Transparent Protection: The ServiceOne Plan Tiers

ServiceOne offers a structured approach that lets you pay for the protection you actually need, whether you are a first-time homebuyer or a seasoned homeowner managing an older property.

Plan Level Focus Key Coverage Highlights

Essential

(Bronze)

System Focused

Ideal for those prioritizing "The Big Stuff"

  • Central heating, air conditioning, and heat pump parts and labor
  • Annual maintenance tune-ups to keep systems running efficiently
  • Perfect for protecting high-ticket HVAC investments

Complete

(Silver/Gold)

Most Popular

The "Full Home" Sweet Spot

Our most popular option

  • All Essential plan benefits (HVAC protection)
  • Major kitchen appliances: Refrigerator, Oven, Dishwasher
  • Laundry appliances: Washer and Dryer
  • Comprehensive appliance and system protection

Premium

(Customized)

Total Peace of Mind

360-degree home protection

  • Everything in the Complete plan
  • Comprehensive plumbing coverage: Faucets, shut-offs, gas pipes
  • Electrical coverage: Panels, wiring, outlets
  • Complete home system protection

Ready to Choose Your Plan?

Whether you're protecting an older home or searching for the perfect home warranty for home buyers and sellers, we have a plan that fits your needs and budget.

Why Our National Pricing Stays Competitive

By operating as a national home warranty provider with local service hubs, we leverage our size to keep your premiums low while ensuring our in-house technicians (not third-party contractors) are the ones who show up at your door.

Fixed Deductibles

Unlike some national plans that have sliding scales, ServiceOne offers a predictable, low deductible for service calls, so there are no surprises when an emergency strikes.

Annual Maintenance

Most national warranties only help when something breaks. We include annual HVAC inspections in our core plans because we believe the best repair is the one you never have to make.

High Coverage Caps

We offer generous limits (up to $2,000 per system) that compete directly with the largest names in the industry, ensuring your water heater and plumbing repair plans actually cover the cost of a modern replacement.

Coverage You Can Count On

$2,000

Per system coverage limit

$0

Hidden fees or surprises

24/7

Emergency support available

Find the Right Plan for Your Area

No matter which tier you choose, you are backed by a brand that has served homeowners for many years. From emergency furnace and AC repair to specialized coverage for high-end appliances, we have a solution that fits your budget.

Coverage Tailored to Older Homes

Our plans are specifically designed to protect aging systems and appliances that are most vulnerable to wear and tear. Whether you have a 10-year-old furnace or a 15-year-old water heater, we've got you covered with comprehensive protection that actually pays off when you need it most.

Secure Your Peace of Mind Today

Don't wait for a noisy furnace or a leaking water heater to remind you why home protection matters. When you choose ServiceOne Home Warranty, you aren't just buying a policy—you're gaining a partner.

What You Get With ServiceOne:

National financial backing you can trust
Local technicians who care
Prompt, professional service
Transparent pricing, no surprises
Annual maintenance included
Up to $2,000 per system coverage

Perfect For:

Older Homes

Protect aging systems from costly breakdowns

Buyers & Sellers

Smooth out real estate transactions

Budget-Conscious

Predictable costs, no surprise bills

Ready to Protect Your Home?

Stop searching and start saving. Join the thousands of homeowners who trust ServiceOne to keep their lives running smoothly, no matter what the weather—or your appliances—throw at you.

Fast Quote

Get pricing in minutes

Local Expert

Speak with your regional team

Compare Plans

Find your perfect match

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